Please read the following terms and conditions that governs the use of www.turknorthamerica.net which is owned by TurkNA.

• By using the site, you agree to all the terms and conditions contained herein.
  
   
• TurkNA reserves the right to change any information or product on the site any time at our own discretion and convenience without prior notice.
  
   
• The Contents and Products contained in the Site are protected by copyright laws. Any violation of that may be prosecuted.

PRIVACY POLICY

TurkNA respects the privacy of all our customers. The following must be read and assented to for you to use our site. By using the Site, you are stating that you have read and agreed to the following:

Customer Privacy
TurkNA is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement.

Information Collected
TurkNA can collect information from our users at several different points on our web site. We collect, retain, and use information about you for the purpose of administering our relationship with you. In order to administer our relationship with you, it is necessary for you to provide certain information upon using portions of our Site. Such information includes your name (or your company name, or organizations name), address, phone number, e-mail address, and other information gathered through the applicable process.

Accuracy of Information Collected
We continually strive to maintain accurate and complete information about our users, members, customers, and clients. Should you believe that the information we have about your account is inaccurate or incomplete, Please notify us at info@turknorthamerica.com with detailed explanations for immediate follow-up. We will use reasonable efforts to correct all erroneous information ASAP.

Security
We maintain advanced security measures to protect your information from loss, misuse and alteration. Our site adopts SSL 128 bit encryption through Verisign® when private information is passed from you to us. The level of encryption you ultimately obtain is dependent upon your browser's capabilities.

Legally Required Disclosure
Please be advised that there may be occasions where we are legally required to disclose information about you, such as in response to a subpoena, to prevent fraud, or to comply with a legally permitted inquiry by a governmental agency.


COPYRIGHTS AND TRADEMARKS

Copyright Notice Copyright 2004 TurkNA ,  All materials on this site are owned by TurkNA or our customers, suppliers, partners and affiliates, and is protected by national and international copyright law. Unauthorized duplication or distribution is prohibited.



REPRESENTATIONS AND WARRANTIES

You represent, warrant and covenant: (a) that you are at least eighteen years old, (b) that all information provided by you is accurate and correct, and (c) that you will not infringe the right of any third party.

Use of this site is at your sole risk. TurkNA does not represent or warrant: the accuracy or reliability of any content, information, service, product, software, or demonstration contained on the site. Reliance upon such content, information, service, product, software or demonstration shall be at your own risk.

The content, information, services, product, software, and demonstrations, contained herein and provided are done so on an "as is" basis without any warranties of any kind. TurkNA and its respective customers, partners, suppliers, and affiliates, to the fullest extend permitted by law, disclaim all warranties, either express or implied, statutory or otherwise, including but not limited to the implied warranties and conditions of merchantability, fitness for a particular purpose, and non-infringement of third parties’ rights. TurkNA and its respective customers, partners, suppliers, and affiliates make no representations or warranties about the reliability, completeness, accuracy, suitability, currentness or timeliness of the content, information, services, product, software, and demonstrations on or through the use of the site.

TurkNA, its officers, directors, employees, agents, licensors, and/or its respective customers, partners, suppliers, and affiliates and suppliers shall in no event be liable for any damages whatsoever, including, without limitation, incidental and consequential damages, damages resulting from lost data or business interruption, or lost profits, resulting from the use or non-use of the site or the content, information, service, product, software, and demonstrations and the related graphics contained therein. Such limitations to consequential and incidental damages is in effect and full force whether based on warranty, contract, tort or any other legal theory, and whether or not TurkNA is advised of the possibility of such damages. If you are dissatisfied, your sole and exclusive remedy under this agreement is to discontinue use of this site. Since some states/jurisdictions do not allow for the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. Remedies under this agreement are exclusive and limited to those expressly provided for in this agreement.


INDEMNIFICATION

You agree to defend, indemnify and hold TurkNA, its officers, directors, employees, agents, subsidiaries, customers, partners, suppliers, and affiliates (the "Indemnified Parties"), from and against any and all liability, costs, and settlements, including, without limitation, reasonable attorneys' fees and accounting fees, incurred by the Indemnified Parties in connection with any claim arising out of any breach of this User Agreement by you or any user of any account assigned to you, whether such user is authorized or unauthorized. TurkNA will promptly provide notice to you of any such claim, suit, or proceeding and, at your expense, will reasonably cooperate with you in your handling of such matter.

Please notify TurkNA at, info@turknorthamerica.com of any known or suspected breach of security, including theft, loss, or unauthorized disclosure of your password or credit card information, or unauthorized access or use(s) of your account, or any known or suspected.

You are responsible for any and all uses and activity on your Account with TurkNA You are also responsible for third party users, including employees, authorized or unauthorized by you to use your user ID and password. Any illegal activity, including, but not limited to, fraudulent misrepresentation, may be, at TurkNA’s sole discretion, grounds for termination of your account. In certain circumstances, TurkNA may refer you to appropriate law enforcement agencies.


UNITED STATES INFORMATION CONTROLS

The United States government polices controls the export of products and information, including, but not limited to, software. You must comply with restrictions placed on products and information by the United States government and not export or re-export the content, information, service, products, software, or demonstrations to countries or persons prohibited under the export control laws. By downloading the content, information, service, products, software, or demonstrations, you agree that you are not in a country to which such export of products and information is prohibited. By downloading the content, information, service, products, software, or demonstrations, you also agree that you are not a person or entity to which such export of products and information is prohibited.


CALLING CARD USAGE

Following is our general statement on calling card usage. For specific card rules and regulations, please see such rules and regulations for the specific card.

Calling Cards may not be used in conjunction with certain other promotions, discounts and contests. Effective per-minute rate realized depends on efficient use of included minutes.

Calling Card Rates may vary. Rates are the rate set forth for each specific calling card plus any added fee(s), and/or charge(s) set forth herein or in information for a calling card. A connection fee may apply to each domestic and international call and varies by country unless otherwise stated and such fee shall be charged to your calling card. All calls are billed in 1minute increments and rounded up unless otherwise stated.

Local and regional phone company charges may apply and such fee shall be charged to your calling card. Public payphones may incur an additional charge depending on the payphone carrier's policy. Some Calling Cards have a maintenance fee which will be applied to your calling card within 30 days of first use, as specified. An 800 access fee may be applied to calls without a valid destination number and such fee shall be charged to your calling card. Federal, state, and local taxes for Lifeline Assistance and Universal Service Fund will be deducted from your calling card. Calls to Directory Assistance will be charged at a higher rate and such fee shall be charged to your calling card.

Calls originating from Alaska, Hawaii, Puerto Rico, the US Virgin Islands and Guam will be charged at a higher rate unless the rate is specifically stated for those origination points. Call terminations at an international cellular phone number will be charged at a higher rate unless the rate is specifically stated for cellular phones. Application of surcharges and fees has the effect of reducing total minutes on the card.

TurkNA delivers calling cards to your e-mail account within minutes of placing your order.

Please call us at 201 245-1075 should you have any questions about our instant delivery or fraud protection policies.

Prices are subject to change without notice. 100% customer satisfaction guarantee. All sales are final. No returns or refunds on any purchase. Refunds are allowed only if the PIN is defective and unused. Refunds cannot be provided for lost, stolen or expired PINs.